Agri-Women Scheme

Agribank welcomes you to our Agri-Women Scheme, an affordable financing facility with relaxed terms and conditions designed to promote women's inclusion in agriculture.

What makes this offering different?

The Agri-Women Scheme strategically focuses on empowering women in agriculture by addressing systemic barriers such as limited access to land, credit, and training, while promoting gender equality and sustainable farming practices. This scheme provides relaxed funding conditions, including off-take agreements, flexible grace periods, low interest rates, and tolerance for collateral shortfalls.

Who qualifies?
  • Women over the age of 35 years.
  • Women married in community of property are not eligible.
  • For legal entities, at least 50% of the ownership should consist of women.
  • New and existing businesses are eligible subject to financial viability and development impact.
  • Projects that strive towards climate adaptation and resilience are encouraged.

Loan Products

All Agribank loan products are available except for loan consolidation and debt takeover. There is an added advantage for climate-resilient projects, agro-processing, and innovations.

Which industries can optimally benefit from this offer?
All agriculture and agriculture-related industries can benefit. Projects that drive climate adaptation, ESG (Environmental, Social, and Governance), and innovation are particularly encouraged.

What is the loan limit?
There is no fixed loan limit. The loan amount will be assessed based on affordability and the Bank's risk appetite.

Interest Rate
The minimum lending rate is 7%, and interest rates above 7% may be adjusted upwards as guided by the pricing policy.

Facilities Offered
  • Collateral (100% LTV - Loan to Value)
  • Salary backed - debit order/payroll deduction
  • Contract financing (Off-take agreement and tripartite agreement)


Click to download the application form and scheme
Date:
23 Jul 2025
Title:
AB Agri-Women Scheme.pdf
Date:
18 Jul 2025
Title:
AgriWomen & AgriPioneer Application Pack_v1Feb2025.pdf

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FAQ

What type of security must I provide for a loan at Agribank?

Loans are granted against security of fixed property, investment or any other acceptable form of security (fixed deposits, investments and surrendering value of policies). read more

Does Agribank also provide personal loans?

No, Agribank is not a commercial bank. read more

Does Agribank provide loans to first time farmers?

Yes, Agribank can assist you to start farming. read more

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